New FHA Changes Guidelines How It Will Effect You When Buying A Home

New FHA Changes Guidelines How It Will Effect You When Buying A Home

  1. New FHA Changes Guidelines How it Will Effect You When Buying A Home?

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Let's talk about FHA changes that just rolled out. FHA guidelines effective as of 9/14/2015. 

Streamline Refinances: Only available without appraisal, no maximum CLTV. No verification of funds required unless funds required exceed new mortgage payment. Net tangible benefit changed-Fixed to fixed reduced combined rate or .5% (Combined rate is interest rate = MIP) 

Maximum Mortgage Amount: Nationwide Limits: Include any subordinate financing. Example; Loan amount plus subordinate financing cannot exceed $271,050.00 in Phoenix. 

Contract: Cannot have a non-borrowers on contract except family member.

For More FHA Guide  

Chakits Krulsawat Headshot
Phone: 702-319-1092
Dated: October 6th 2015
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