Key points to consider when looking for a Lender
Service:
It’s important to work with a lender who takes the time to understand your goals, you feel comfortable with and who will take the time to answer all your questions.
Communication:
It’s imperative that the lender stays in constant communication with you and other parties involved in the transaction to ensure an efficient and timely closing.
Interest Rates:
Interest rates are important because it dictates your monthly payment and ultimately what you’ll qualify for.
Fees:
Find out what fees you’ll be charged in order to obtain the loan. Then compare those fees apples to apples with other lenders. As important as interest rates are it’s also important to look at all the fees associated with obtaining the loan such as origination fees, points, etc. Don’t be afraid to ask questions and find out why you’re being charged for fees you do not understand.
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